910 E Culver AveOrangeCA92866
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 910 E Culver Ave, Orange, CA, 92866 in Orange. Rental yield 5.73%. At $1,200,000 with 5.73% gross yield, current distributions are modest, but the 5% appreciation rate projects $331,538 in new equity by year five, complemented by $11,052/yr in principal paydown. Ziffy Mortgage's DSCR loan (1.06) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $345,689.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.7% | 5.2% |
| Monthly Cash Flow | $(1,698) | $1,200 |
City averages based on Orange market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,725 |
| Total Monthly Debt Service | $6,946 |
| DSCR Ratio | 0.82x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1961
7,019 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92866, Orange, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,158 (100%) |
| Owner Occupied HU | 2,131 (34.6%) |
| Renter Occupied HU | 3,769 (61.2%) |
| Vacant Housing Units | 258 ( 4.2%) |
| Median Home Value | $948,997 |
| Average Home Value | $1,112,473 |
Housing Distribution
Address Breakdown
Residential
5,938
Single Family
4,702
Multi-Family
1,236
Businesses
608
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1961
7,019 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92866, Orange, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,158 (100%) |
| Owner Occupied HU | 2,131 (34.6%) |
| Renter Occupied HU | 3,769 (61.2%) |
| Vacant Housing Units | 258 ( 4.2%) |
| Median Home Value | $948,997 |
| Average Home Value | $1,112,473 |
Housing Distribution
Address Breakdown
Residential
5,938
Single Family
4,702
Multi-Family
1,236
Businesses
608
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Andi MacCallum • First Team Real Estate
Mls Name: CRMLS
Mls ID: #PW25165372