91 W Ridge AveMifflintownPA17059
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors who value predictability will appreciate 91 W Ridge Ave, Mifflintown, PA, 17059 in Mifflintown. At $199,900 it earns $1,723/mo in rent and distributes $413/mo to the owner after the $899/mo payment, a consistent 10.34% yield. DSCR 1.92 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $55,229 in value; $1,841/yr in principal paydown compounds ownership stake. Total projected return: $102,710.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.3% | 6.2% |
| Monthly Cash Flow | $413 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,723 |
| Total Monthly Debt Service | $1,230 |
| DSCR Ratio | 1.40x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1973
0.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17059, Mifflintown, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,162 (100%) |
| Owner Occupied HU | 2,092 (66.2%) |
| Renter Occupied HU | 802 (25.4%) |
| Vacant Housing Units | 268 ( 8.5%) |
| Median Home Value | $236,119 |
| Average Home Value | $357,508 |
Housing Distribution
Address Breakdown
Residential
3,007
Single Family
2,958
Multi-Family
49
Businesses
308
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1973
0.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17059, Mifflintown, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,162 (100%) |
| Owner Occupied HU | 2,092 (66.2%) |
| Renter Occupied HU | 802 (25.4%) |
| Vacant Housing Units | 268 ( 8.5%) |
| Median Home Value | $236,119 |
| Average Home Value | $357,508 |
Housing Distribution
Address Breakdown
Residential
3,007
Single Family
2,958
Multi-Family
49
Businesses
308
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Brian Forshey • RE/MAX Together
Mls Name: Bright MLS
Mls ID: #PAJT2012688