91 Oak DrMount WolfPA17347
INVESTMENT ANALYSIS
Investment Verdict
Solid Income91 Oak Dr, Mount Wolf, PA, 17347 in Mount Wolf earns a respectable 8.14% gross yield at $350,000, but after the $1,659/mo mortgage the net cash flow is $80/mo, a tight but positive spread. Expense discipline (vacancy, management, maintenance) will determine whether the margin widens. Ziffy Mortgage's DSCR mortgage (1.43) still qualifies on property income; a larger down payment can improve the cash-flow buffer. Long-term, 5% appreciation projects $96,699 over five years, making equity the dominant return driver. Total projected return: $131,890.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 6.2% |
| Monthly Cash Flow | $80 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,374 |
| Total Monthly Debt Service | $2,240 |
| DSCR Ratio | 1.06x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1999
0.45 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17347, Mount Wolf, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,646 (100%) |
| Owner Occupied HU | 2,058 (77.8%) |
| Renter Occupied HU | 485 (18.3%) |
| Vacant Housing Units | 103 ( 3.9%) |
| Median Home Value | $256,092 |
| Average Home Value | $275,640 |
Housing Distribution
Address Breakdown
Residential
1,998
Single Family
1,767
Multi-Family
231
Businesses
64
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Listed by: Brandy Wagoner • Keller Williams Keystone Realty
Mls Name: Bright MLS
Mls Provider:
Mls ID: #PAYK2114764
