91 Mount Hope Cir #D303EagleCO81631
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 91 Mount Hope Cir #D303, Eagle, CO, 81631 in Eagle fits: $829,000, 5.54% gross yield, and a projected 5% annual appreciation rate adding $229,037 in value within five years. Rental yield 5.54%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (1.03) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $7,635/yr in principal paydown and $229,037 in appreciation project a total return of $224,246.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.5% | 6.0% |
| Monthly Cash Flow | $(1,408) | $1,500 |
City averages based on Eagle market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,826 |
| Total Monthly Debt Service | $4,903 |
| DSCR Ratio | 0.78x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2024
7,840 sqft lot
$N/A/sqft
$402 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81631, Eagle, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,620 (100%) |
| Owner Occupied HU | 2,248 (62.1%) |
| Renter Occupied HU | 1,004 (27.7%) |
| Vacant Housing Units | 368 (10.2%) |
| Median Home Value | $856,734 |
| Average Home Value | $1,063,788 |
Housing Distribution
Address Breakdown
Residential
2
Single Family
2
Multi-Family
0
Businesses
827
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2024
7,840 sqft lot
$N/A/sqft
$402 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81631, Eagle, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,620 (100%) |
| Owner Occupied HU | 2,248 (62.1%) |
| Renter Occupied HU | 1,004 (27.7%) |
| Vacant Housing Units | 368 (10.2%) |
| Median Home Value | $856,734 |
| Average Home Value | $1,063,788 |
Housing Distribution
Address Breakdown
Residential
2
Single Family
2
Multi-Family
0
Businesses
827
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Scott E Schlosser • Coldwell Banker Distinctive Properties
Mls Name: VMLS
Mls Provider:
Mls ID: #1010253
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Copyright 2025 Vail Multi List, Inc. (VMLS)