91 Bighill RoadNaselleWA98638
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe income profile at 91 Bighill Road, Naselle, WA, 98638 in Naselle is straightforward: $370,000 in, $2,437/mo in rent, $213/mo out after debt service. The 7.9% gross yield and 1.46 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $102,224 by year five. With $3,408/yr in principal equity, the total cumulative return is projected at $153,706.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 6.2% |
| Monthly Cash Flow | $213 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,437 |
| Total Monthly Debt Service | $2,077 |
| DSCR Ratio | 1.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1990
0.99 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 98638, Naselle, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 767 (100%) |
| Owner Occupied HU | 525 (68.4%) |
| Renter Occupied HU | 122 (15.9%) |
| Vacant Housing Units | 120 (15.6%) |
| Median Home Value | $365,504 |
| Average Home Value | $434,743 |
Housing Distribution
Address Breakdown
Residential
520
Single Family
519
Multi-Family
1
Businesses
42
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1990
0.99 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 98638, Naselle, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 767 (100%) |
| Owner Occupied HU | 525 (68.4%) |
| Renter Occupied HU | 122 (15.9%) |
| Vacant Housing Units | 120 (15.6%) |
| Median Home Value | $365,504 |
| Average Home Value | $434,743 |
Housing Distribution
Address Breakdown
Residential
520
Single Family
519
Multi-Family
1
Businesses
42
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: NWMLS as distributed by MLS GRID
Mls ID: #2510738