91-3641 Iwikuamoo St UNIT 5105Ewa BeachHI96706
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeReliable, bankable, and well-priced, 91-3641 Iwikuamoo St UNIT 5105, Ewa Beach, HI, 96706 in Ewa Beach delivers $4,702/mo in gross rent and $650/mo in net monthly income at a $697,040 entry. The 8.09% yield and 1.50 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $192,579 over five years and $6,420/yr in equity from loan paydown, total projected return is $305,030.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 4.3% |
| Monthly Cash Flow | $650 | $1,850 |
City averages based on Ewa Beach market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,702 |
| Total Monthly Debt Service | $3,775 |
| DSCR Ratio | 1.25x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2023
N/A lot
$N/A/sqft
$83 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96706, Ewa Beach, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 25,276 (100%) |
| Owner Occupied HU | 17,008 (67.3%) |
| Renter Occupied HU | 7,122 (28.2%) |
| Vacant Housing Units | 1,146 ( 4.5%) |
| Median Home Value | $880,792 |
| Average Home Value | $956,583 |
Housing Distribution
Address Breakdown
Residential
24,009
Single Family
21,938
Multi-Family
2,071
Businesses
516
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2023
N/A lot
$N/A/sqft
$83 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96706, Ewa Beach, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 25,276 (100%) |
| Owner Occupied HU | 17,008 (67.3%) |
| Renter Occupied HU | 7,122 (28.2%) |
| Vacant Housing Units | 1,146 ( 4.5%) |
| Median Home Value | $880,792 |
| Average Home Value | $956,583 |
Housing Distribution
Address Breakdown
Residential
24,009
Single Family
21,938
Multi-Family
2,071
Businesses
516
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kit Parsons • D R Horton Hawaii, LLC
Mls Name: HiCentral MLS
Mls Provider:
Mls ID: #202506491
Disclaimer: Based on information from the Multiple Listing Service of HiCentral MLS, Ltd. listings last updated on 2025-03-12 09:52:53 PDT. Information is deemed reliable but not guaranteed. Copyright 2025 HiCentral MLS, Ltd