91-1387 Kaiokia St Unit 2406Ewa BeachHI96706
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderFor first-time U.S. investors or those diversifying conservatively, 91-1387 Kaiokia St Unit 2406, Ewa Beach, HI, 96706 in Ewa Beach offers a clean, manageable entry. Rental yield 7.22%. DSCR 1.27 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $196,160 in additional property value over five years, with $5,952/yr in principal equity building ownership stake. Total projected cumulative return: $268,965.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.2% | 4.3% |
| Monthly Cash Flow | $(705) | $1,850 |
City averages based on Ewa Beach market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $4,271 |
| Total Monthly Debt Service | $3,934 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2013
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96706, Ewa Beach, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 25,276 (100%) |
| Owner Occupied HU | 17,008 (67.3%) |
| Renter Occupied HU | 7,122 (28.2%) |
| Vacant Housing Units | 1,146 ( 4.5%) |
| Median Home Value | $880,792 |
| Average Home Value | $956,583 |
Housing Distribution
Address Breakdown
Residential
24,009
Single Family
21,938
Multi-Family
2,071
Businesses
516
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
No similar price properties found nearby.
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
No similar price properties found nearby.
