909 N M StPensacolaFL32501








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Pensacola at 909 N M St, Pensacola, FL, 32501 with 5% annual appreciation on a $195,000 basis while $1,532/mo rent supports operations. Total monthly income totals $1,532/mo and a $954/mo payment preserves $238/mo for cash returns. Annual cash flow comes to $2,860/yr on $64,643 deployed, and return on cash invested reaches 24.33% in year one. Equity gained on principal adds $1,258/yr, and five-year appreciation sums $53,875 alongside rental yield of 9.43%. Five-year ROI measures 127.21% and total cumulative return in cash totals $82,234.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $1,532/mo property income versus a $954/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 1943
2,892 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32501, Pensacola, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,593 (100%) |
| Owner Occupied HU | 2,368 (42.3%) |
| Renter Occupied HU | 2,326 (41.6%) |
| Vacant Housing Units | 899 (16.1%) |
| Median Home Value | $388,914 |
| Average Home Value | $452,274 |
Housing Distribution
Address Breakdown
Residential
5,280
Single Family
4,756
Multi-Family
524
Businesses
771
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