9086 Trujillo WaySacramentoCA95826
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 9086 Trujillo Way, Sacramento, CA, 95826 in Sacramento. Priced at $399,000, it generates $4,278/mo in gross rent and $1,810/mo in net monthly cash flow, a 12.87% yield that comfortably supports the 2.38 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $21,717. Five-year appreciation: $110,236. Equity from principal paydown: $3,675/yr. Total projected cumulative return: $267,773.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.9% | 4.8% |
| Monthly Cash Flow | $1,810 | $285 |
City averages based on Sacramento market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,278 |
| Total Monthly Debt Service | $2,310 |
| DSCR Ratio | 1.85x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1974
6,194 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95826, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,376 (100%) |
| Owner Occupied HU | 8,318 (50.8%) |
| Renter Occupied HU | 7,420 (45.3%) |
| Vacant Housing Units | 638 ( 3.9%) |
| Median Home Value | $483,808 |
| Average Home Value | $526,239 |
Housing Distribution
Address Breakdown
Residential
16,147
Single Family
13,231
Multi-Family
2,916
Businesses
1,272
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1974
6,194 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95826, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,376 (100%) |
| Owner Occupied HU | 8,318 (50.8%) |
| Renter Occupied HU | 7,420 (45.3%) |
| Vacant Housing Units | 638 ( 3.9%) |
| Median Home Value | $483,808 |
| Average Home Value | $526,239 |
Housing Distribution
Address Breakdown
Residential
16,147
Single Family
13,231
Multi-Family
2,916
Businesses
1,272
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices