908 N 20th StVan BurenAR72956
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Van Buren rental at 908 N 20th St, Van Buren, AR, 72956 sits in the solid-income band: 9.69% gross yield, $1,603/mo rent, $410/mo net after the $893/mo debt service, DSCR 1.80. Entry price of $198,500 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $54,842 and $1,828/yr in principal reduction bring total cumulative return to $101,482.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.7% | 9.0% |
| Monthly Cash Flow | $410 | $250 |
City averages based on Van Buren market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,603 |
| Total Monthly Debt Service | $1,114 |
| DSCR Ratio | 1.44x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1994
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72956, Van Buren, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,188 (100%) |
| Owner Occupied HU | 8,974 (63.3%) |
| Renter Occupied HU | 4,185 (29.5%) |
| Vacant Housing Units | 1,029 ( 7.3%) |
| Median Home Value | $202,724 |
| Average Home Value | $226,700 |
Housing Distribution
Address Breakdown
Residential
14,048
Single Family
13,334
Multi-Family
714
Businesses
1,078
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1994
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72956, Van Buren, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,188 (100%) |
| Owner Occupied HU | 8,974 (63.3%) |
| Renter Occupied HU | 4,185 (29.5%) |
| Vacant Housing Units | 1,029 ( 7.3%) |
| Median Home Value | $202,724 |
| Average Home Value | $226,700 |
Housing Distribution
Address Breakdown
Residential
14,048
Single Family
13,334
Multi-Family
714
Businesses
1,078
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices