908 Harding StTamaIA52339
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Tama at 908 Harding St, Tama, IA, 52339 offers a 4.95% rental yield on a $191,500 purchase with $790/mo rent. 34% in year one. Equity gained on principal adds $1,236/yr while 5% annual appreciation supports $52,908 over five years. Portfolio math shows five-year ROI at 57.32% and total cumulative return in cash at $36,387. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $790/mo property income against a $937/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 1971
0.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 52339, Tama, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,777 (100%) |
| Owner Occupied HU | 1,059 (59.6%) |
| Renter Occupied HU | 504 (28.4%) |
| Vacant Housing Units | 214 (12.0%) |
| Median Home Value | $126,741 |
| Average Home Value | $177,524 |
Housing Distribution
Address Breakdown
Residential
1,687
Single Family
1,579
Multi-Family
108
Businesses
121
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