9079 Pinata Way APT 2SacramentoCA95826
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 9079 Pinata Way APT 2, Sacramento, CA, 95826 in Sacramento is narrow, $38/mo net on $1,872/mo rent after the $1,130/mo debt service, but the property operates at break-even-plus, not a loss. At $251,234 with a 8.94% yield, the long-run equity case via 5% appreciation ($69,411 over five years) and $2,314/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.66 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $98,927.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.9% | 4.8% |
| Monthly Cash Flow | $38 | $285 |
City averages based on Sacramento market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,872 |
| Total Monthly Debt Service | $1,734 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1968
N/A lot
$N/A/sqft
$205 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95826, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,376 (100%) |
| Owner Occupied HU | 8,318 (50.8%) |
| Renter Occupied HU | 7,420 (45.3%) |
| Vacant Housing Units | 638 ( 3.9%) |
| Median Home Value | $483,808 |
| Average Home Value | $526,239 |
Housing Distribution
Address Breakdown
Residential
16,147
Single Family
13,231
Multi-Family
2,916
Businesses
1,272
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1968
N/A lot
$N/A/sqft
$205 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95826, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,376 (100%) |
| Owner Occupied HU | 8,318 (50.8%) |
| Renter Occupied HU | 7,420 (45.3%) |
| Vacant Housing Units | 638 ( 3.9%) |
| Median Home Value | $483,808 |
| Average Home Value | $526,239 |
Housing Distribution
Address Breakdown
Residential
16,147
Single Family
13,231
Multi-Family
2,916
Businesses
1,272
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Vincent Peralta • Worley Real Estate Inc.
Mls Name: MetroList Services of CA
Mls Provider:
Mls ID: #225038740
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