9079 E Panorama Circle #209EnglewoodCO80112
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 9079 E Panorama Circle #209, Englewood, CO, 80112 in Englewood is narrow, $174/mo net on $1,998/mo rent after the $1,407/mo debt service, but the property operates at break-even-plus, not a loss. At $313,000 with a 7.66% yield, the long-run equity case via 5% appreciation ($86,476 over five years) and $2,883/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.42 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $129,409.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 5.2% |
| Monthly Cash Flow | $174 | $300 |
City averages based on Englewood market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,998 |
| Total Monthly Debt Service | $1,700 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2007
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80112, Englewood, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,482 (100%) |
| Owner Occupied HU | 8,038 (46.0%) |
| Renter Occupied HU | 7,998 (45.7%) |
| Vacant Housing Units | 1,446 ( 8.3%) |
| Median Home Value | $673,159 |
| Average Home Value | $718,763 |
Housing Distribution
Address Breakdown
Residential
16,395
Single Family
8,350
Multi-Family
8,045
Businesses
3,319
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2007
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80112, Englewood, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,482 (100%) |
| Owner Occupied HU | 8,038 (46.0%) |
| Renter Occupied HU | 7,998 (45.7%) |
| Vacant Housing Units | 1,446 ( 8.3%) |
| Median Home Value | $673,159 |
| Average Home Value | $718,763 |
Housing Distribution
Address Breakdown
Residential
16,395
Single Family
8,350
Multi-Family
8,045
Businesses
3,319
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices