9052 Island RdSaint FrancisvilleLA70775
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Saint Francisville rental at 9052 Island Rd, Saint Francisville, LA, 70775 sits in the solid-income band: 9.75% gross yield, $1,860/mo rent, $441/mo net after the $1,030/mo debt service, DSCR 1.81. Entry price of $229,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $63,268 and $2,109/yr in principal reduction bring total cumulative return to $115,254.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.8% | 7.0% |
| Monthly Cash Flow | $441 | $300 |
City averages based on Saint Francisville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,860 |
| Total Monthly Debt Service | $1,327 |
| DSCR Ratio | 1.40x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2003
6.72 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 70775, Saint Francisville, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,228 (100%) |
| Owner Occupied HU | 3,165 (60.5%) |
| Renter Occupied HU | 834 (16.0%) |
| Vacant Housing Units | 1,229 (23.5%) |
| Median Home Value | $292,450 |
| Average Home Value | $344,765 |
Housing Distribution
Address Breakdown
Residential
2,971
Single Family
2,902
Multi-Family
69
Businesses
324
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2003
6.72 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 70775, Saint Francisville, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,228 (100%) |
| Owner Occupied HU | 3,165 (60.5%) |
| Renter Occupied HU | 834 (16.0%) |
| Vacant Housing Units | 1,229 (23.5%) |
| Median Home Value | $292,450 |
| Average Home Value | $344,765 |
Housing Distribution
Address Breakdown
Residential
2,971
Single Family
2,902
Multi-Family
69
Businesses
324
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Caitlin Daniel • Daniel & Daniel Properties
Mls Name: ROAM MLS
Mls Provider:
Mls ID: #2024016332
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Copyright 2024 ROAM MLS.