905 Taylor LnLe RoyIL61752
INVESTMENT ANALYSIS
Investment Verdict
Income-Producing905 Taylor Ln, Le Roy, IL, 61752 in Le Roy is a stable, well-positioned rental at $210,000. Rental yield 6.16%. DSCR 1.14 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $58,019 in value and $1,934/yr in principal paydown builds equity, a total projected return of $56,011.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.2% | 8.0% |
| Monthly Cash Flow | $(379) | $800 |
City averages based on Le Roy market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,078 |
| Total Monthly Debt Service | $1,373 |
| DSCR Ratio | 0.79x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 2001
5,670 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61752, Le Roy, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,879 (100%) |
| Owner Occupied HU | 1,425 (75.8%) |
| Renter Occupied HU | 346 (18.4%) |
| Vacant Housing Units | 108 ( 5.7%) |
| Median Home Value | $192,472 |
| Average Home Value | $221,188 |
Housing Distribution
Address Breakdown
Residential
1,798
Single Family
1,744
Multi-Family
54
Businesses
142
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 2001
5,670 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61752, Le Roy, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,879 (100%) |
| Owner Occupied HU | 1,425 (75.8%) |
| Renter Occupied HU | 346 (18.4%) |
| Vacant Housing Units | 108 ( 5.7%) |
| Median Home Value | $192,472 |
| Average Home Value | $221,188 |
Housing Distribution
Address Breakdown
Residential
1,798
Single Family
1,744
Multi-Family
54
Businesses
142
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices