905 Oak AvenueTomahWI54660
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 905 Oak Avenue, Tomah, WI, 54660 in Tomah worth study. Rental yield 1.06%. The 1.06% gross yield is below cash-flow benchmarks at $1,425,000, but 5% annual appreciation, adding $393,701 over five years, frames this as a capital growth position. Rent of $1,259/mo partially offsets the $6,408/mo payment. Ziffy Mortgage finances appreciation-play properties (0.20 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $9,197.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 1.1% | 6.2% |
| Monthly Cash Flow | $(8,305) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,259 |
| Total Monthly Debt Service | $8,996 |
| DSCR Ratio | 0.14x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1978
0.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54660, Tomah, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,234 (100%) |
| Owner Occupied HU | 4,347 (60.1%) |
| Renter Occupied HU | 2,432 (33.6%) |
| Vacant Housing Units | 455 ( 6.3%) |
| Median Home Value | $215,401 |
| Average Home Value | $258,075 |
Housing Distribution
Address Breakdown
Residential
6,987
Single Family
6,502
Multi-Family
485
Businesses
554
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1978
0.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54660, Tomah, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,234 (100%) |
| Owner Occupied HU | 4,347 (60.1%) |
| Renter Occupied HU | 2,432 (33.6%) |
| Vacant Housing Units | 455 ( 6.3%) |
| Median Home Value | $215,401 |
| Average Home Value | $258,075 |
Housing Distribution
Address Breakdown
Residential
6,987
Single Family
6,502
Multi-Family
485
Businesses
554
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Hunter Spear • The Hub Realty
Mls Name: WIREX MLS
Mls Provider:
Mls ID: #1998685
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.