905 N McKinley RdArlingtonVA22205
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayYield and appreciation often trade off, and at 905 N McKinley Rd, Arlington, VA, 22205 in Arlington the bet is firmly on appreciation. Rental yield 5.29%. The 5.29% gross yield on a $864,000 price is below income-first thresholds, but 5%/yr value growth projects $238,707 in equity by year five. Ziffy Mortgage's non-U.S. DSCR mortgage (0.98) finances the acquisition on rental income alone. A larger down payment (30–35%) reduces monthly debt service and tightens the spread. Total projected cumulative return: $239,495.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.3% | 4.1% |
| Monthly Cash Flow | $(1,357) | $1,850 |
City averages based on Arlington market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,808 |
| Total Monthly Debt Service | $4,821 |
| DSCR Ratio | 0.79x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1953
6,565 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 22205, Arlington, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,755 (100%) |
| Owner Occupied HU | 5,093 (75.4%) |
| Renter Occupied HU | 1,467 (21.7%) |
| Vacant Housing Units | 195 ( 2.9%) |
| Median Home Value | $1,147,204 |
| Average Home Value | $1,186,973 |
Housing Distribution
Address Breakdown
Residential
6,682
Single Family
6,048
Multi-Family
634
Businesses
344
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1953
6,565 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 22205, Arlington, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,755 (100%) |
| Owner Occupied HU | 5,093 (75.4%) |
| Renter Occupied HU | 1,467 (21.7%) |
| Vacant Housing Units | 195 ( 2.9%) |
| Median Home Value | $1,147,204 |
| Average Home Value | $1,186,973 |
Housing Distribution
Address Breakdown
Residential
6,682
Single Family
6,048
Multi-Family
634
Businesses
344
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices