9041 N Swan CirSaint LouisMO63144
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeHigh DSCR is a competitive advantage at closing. 9041 N Swan Cir, Saint Louis, MO, 63144 in Saint Louis achieves 1.76, rent of $1,183/mo covers the $674/mo payment 1.5x over at $149,900. Rental yield 9.47%. That makes it both an efficient operational hold and a straightforward underwrite for Ziffy Mortgage's DSCR program. No domestic credit history or income documentation required. Appreciation at 5%/yr adds $41,415 over five years, with $1,381/yr in principal reduction bringing total projected return to $72,971.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 7.8% |
| Monthly Cash Flow | $(153) | $450 |
City averages based on Saint Louis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,183 |
| Total Monthly Debt Service | $874 |
| DSCR Ratio | 1.35x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1950
3,092 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63144, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,201 (100%) |
| Owner Occupied HU | 3,120 (60.0%) |
| Renter Occupied HU | 1,716 (33.0%) |
| Vacant Housing Units | 365 ( 7.0%) |
| Median Home Value | $347,368 |
| Average Home Value | $434,410 |
Housing Distribution
Address Breakdown
Residential
4,993
Single Family
4,141
Multi-Family
852
Businesses
840
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1950
3,092 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63144, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,201 (100%) |
| Owner Occupied HU | 3,120 (60.0%) |
| Renter Occupied HU | 1,716 (33.0%) |
| Vacant Housing Units | 365 ( 7.0%) |
| Median Home Value | $347,368 |
| Average Home Value | $434,410 |
Housing Distribution
Address Breakdown
Residential
4,993
Single Family
4,141
Multi-Family
852
Businesses
840
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Julie M Smith • Tarrant and Harman Real Estate and Auction Co
Mls Name: MARIS
Mls ID: #26004823