904 Hunter RdCataulaGA31804
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 904 Hunter Rd, Cataula, GA, 31804 in Cataula at $449,000 earns $2,760/mo in rent and nets $27/mo after the $2,019/mo payment, a 7.38% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $124,050 over five years. Ziffy Mortgage underwrites this on a 1.37 DSCR without U.S. credit history. With $4,135/yr in principal paydown, total projected return reaches $171,812.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 7.0% |
| Monthly Cash Flow | $27 | $300 |
City averages based on Cataula market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,760 |
| Total Monthly Debt Service | $2,554 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2015
2.01 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31804, Cataula, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,441 (100%) |
| Owner Occupied HU | 2,150 (88.1%) |
| Renter Occupied HU | 187 ( 7.7%) |
| Vacant Housing Units | 104 ( 4.3%) |
| Median Home Value | $326,536 |
| Average Home Value | $369,452 |
Housing Distribution
Address Breakdown
Residential
2,276
Single Family
2,232
Multi-Family
44
Businesses
117
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2015
2.01 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31804, Cataula, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,441 (100%) |
| Owner Occupied HU | 2,150 (88.1%) |
| Renter Occupied HU | 187 ( 7.7%) |
| Vacant Housing Units | 104 ( 4.3%) |
| Median Home Value | $326,536 |
| Average Home Value | $369,452 |
Housing Distribution
Address Breakdown
Residential
2,276
Single Family
2,232
Multi-Family
44
Businesses
117
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jamie And Terri Griffis Team • 1827 Real Estate LLC
Mls Name: CBORGA
Mls Provider:
Mls ID: #218722
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.