904 E Cedar StQuasquetonIA52326
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 904 E Cedar St, Quasqueton, IA, 52326 in Quasqueton earns a 8.94% gross yield at $229,900. Rent of $1,712/mo nets $219/mo after the $1,034/mo mortgage. The 1.66 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $63,517 and $2,117/yr in equity accumulation project a total cumulative return of $101,605.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.9% | 11.0% |
| Monthly Cash Flow | $219 | $150 |
City averages based on Quasqueton market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,712 |
| Total Monthly Debt Service | $1,402 |
| DSCR Ratio | 1.22x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2023
0.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 52326, Quasqueton, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 232 (100%) |
| Owner Occupied HU | 184 (79.3%) |
| Renter Occupied HU | 21 ( 9.1%) |
| Vacant Housing Units | 27 (11.6%) |
| Median Home Value | $223,333 |
| Average Home Value | $264,497 |
Housing Distribution
Address Breakdown
Residential
185
Single Family
185
Multi-Family
0
Businesses
14
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2023
0.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 52326, Quasqueton, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 232 (100%) |
| Owner Occupied HU | 184 (79.3%) |
| Renter Occupied HU | 21 ( 9.1%) |
| Vacant Housing Units | 27 (11.6%) |
| Median Home Value | $223,333 |
| Average Home Value | $264,497 |
Housing Distribution
Address Breakdown
Residential
185
Single Family
185
Multi-Family
0
Businesses
14
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Northeast Iowa Regional BOR as distributed by MLS GRID
Mls Provider:
Mls ID: #20263630