9036 County Road 245HolmesvilleOH44633
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play9036 County Road 245, Holmesville, OH, 44633 in Holmesville is priced for appreciation, not yield. Rental yield 5.13%. At $287,500 with a 5.13% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $79,431 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.95) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $66,939.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 5.1% | 6.2% |
| Monthly Cash Flow | $(662) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,229 |
| Total Monthly Debt Service | $1,777 |
| DSCR Ratio | 0.69x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1905
5.94 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 44633, Holmesville, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 786 (100%) |
| Owner Occupied HU | 605 (77.0%) |
| Renter Occupied HU | 160 (20.4%) |
| Vacant Housing Units | 21 ( 2.7%) |
| Median Home Value | $341,456 |
| Average Home Value | $391,839 |
Housing Distribution
Address Breakdown
Residential
580
Single Family
580
Multi-Family
0
Businesses
67
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1905
5.94 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 44633, Holmesville, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 786 (100%) |
| Owner Occupied HU | 605 (77.0%) |
| Renter Occupied HU | 160 (20.4%) |
| Vacant Housing Units | 21 ( 2.7%) |
| Median Home Value | $341,456 |
| Average Home Value | $391,839 |
Housing Distribution
Address Breakdown
Residential
580
Single Family
580
Multi-Family
0
Businesses
67
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Brock Rader Team • Howard Hanna Real Estate Services Ashland Downtown
Mls Name: Ashland BOR
Mls ID: #229366
Disclaimer: Copyright Ashland Board of Realtors. All rights reserved. Information is deemed reliable but not guaranteed.