903 W Temperance St, Ellettsville, IN, 47429 | $95/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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903 W Temperance St, Ellettsville, IN, 47429 | $95/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Ellettsville at 903 W Temperance St, Ellettsville, IN, 47429 offers a 7.73% rental yield on a $214,900 purchase with $1,385/mo rent. Total monthly income registers $1,385/mo, and a $1,052/mo payment leaves $95/mo available for distribution. Annual cash flow reaches $1,138/yr on $71,239 to close, and return on cash invested stands at 21.51% in year one. Equity gained on principal adds $1,387/yr while 5% annual appreciation supports $59,373 over five years. Portfolio math shows five-year ROI at 111.17% and total cumulative return in cash at $79,194. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $1,385/mo property income against a $1,052/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 1899

8,712 sqft lot

$N/A/sqft

No HOA

More details about the property

Cute 2 bedroom 1 bath home with a study. This updated home sits on a corner lot and has a large 2 car detached garage as well as a large storage shed with cement floor and electric. Home has a new roof, new windows, new exterior paint, new AC unit, covered front porch, updated kitchen with new appliances, countertops, sink, faucet, and flooring. The rest of the house has refinished hardwood floors. The bathroom features a new tub/ shower combination and new flooring. The home is zoned commercial so it would also make a great office space. Not located in a flood zone.

Neighborhood Data

Neighborhood data shown for ZIP Code: 47429, Ellettsville, IN area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	3,306 (100%)
Owner Occupied HU	2,560 (77.4%)
Renter Occupied HU	615 (18.6%)
Vacant Housing Units	131 ( 4.0%)
Median Home Value	$281,209
Average Home Value	$306,251