903 W Parkway DrStillwaterOK74075
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeHigh DSCR is a competitive advantage at closing. 903 W Parkway Dr, Stillwater, OK, 74075 in Stillwater achieves 1.51, rent of $1,303/mo covers the $861/mo payment 1.5x over at $191,500. Rental yield 8.17%. That makes it both an efficient operational hold and a straightforward underwrite for Ziffy Mortgage's DSCR program. No domestic credit history or income documentation required. Appreciation at 5%/yr adds $52,908 over five years, with $1,764/yr in principal reduction bringing total projected return to $68,140.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 6.8% |
| Monthly Cash Flow | $(84) | $420 |
City averages based on Stillwater market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,303 |
| Total Monthly Debt Service | $1,311 |
| DSCR Ratio | 0.99x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1985
2,415 sqft lot
$N/A/sqft
$145 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74075, Stillwater, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,530 (100%) |
| Owner Occupied HU | 4,161 (33.2%) |
| Renter Occupied HU | 6,451 (51.5%) |
| Vacant Housing Units | 1,918 (15.3%) |
| Median Home Value | $277,649 |
| Average Home Value | $337,380 |
Housing Distribution
Address Breakdown
Residential
11,931
Single Family
9,706
Multi-Family
2,225
Businesses
581
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1985
2,415 sqft lot
$N/A/sqft
$145 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74075, Stillwater, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,530 (100%) |
| Owner Occupied HU | 4,161 (33.2%) |
| Renter Occupied HU | 6,451 (51.5%) |
| Vacant Housing Units | 1,918 (15.3%) |
| Median Home Value | $277,649 |
| Average Home Value | $337,380 |
Housing Distribution
Address Breakdown
Residential
11,931
Single Family
9,706
Multi-Family
2,225
Businesses
581
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Rosetta Heppel • CENTURY 21 GLOBAL, REALTORS
Mls Name: Stillwater MLS
Mls Provider:
Mls ID: #132300
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.