903 12th StRawlinsWY82301
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 903 12th St, Rawlins, WY, 82301 in Rawlins earns a 9.11% gross yield at $265,900. Rent of $2,018/mo nets $506/mo after the $1,196/mo mortgage. The 1.69 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $73,463 and $2,449/yr in equity accumulation project a total cumulative return of $132,819.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 7.2% |
| Monthly Cash Flow | $506 | $650 |
City averages based on Rawlins market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,018 |
| Total Monthly Debt Service | $1,406 |
| DSCR Ratio | 1.44x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1953
9,583 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 82301, Rawlins, WY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,412 (100%) |
| Owner Occupied HU | 2,242 (50.8%) |
| Renter Occupied HU | 1,011 (22.9%) |
| Vacant Housing Units | 1,159 (26.3%) |
| Median Home Value | $223,307 |
| Average Home Value | $227,642 |
Housing Distribution
Address Breakdown
Residential
3,331
Single Family
3,232
Multi-Family
99
Businesses
460
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1953
9,583 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 82301, Rawlins, WY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,412 (100%) |
| Owner Occupied HU | 2,242 (50.8%) |
| Renter Occupied HU | 1,011 (22.9%) |
| Vacant Housing Units | 1,159 (26.3%) |
| Median Home Value | $223,307 |
| Average Home Value | $227,642 |
Housing Distribution
Address Breakdown
Residential
3,331
Single Family
3,232
Multi-Family
99
Businesses
460
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices