9025 W 500 SJamestownIN46147
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.75% yield at 9025 W 500 S, Jamestown, IN, 46147 in Jamestown is solid, but the $1,921/mo payment compresses net cash flow to $195/mo at $427,250. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $118,041 by year five, and $3,935/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.44) without U.S. income documentation. Total projected return: $174,270.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 6.0% |
| Monthly Cash Flow | $195 | $500 |
City averages based on Jamestown market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,760 |
| Total Monthly Debt Service | $2,395 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1966
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 46147, Jamestown, IN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,171 (100%) |
| Owner Occupied HU | 935 (79.8%) |
| Renter Occupied HU | 163 (13.9%) |
| Vacant Housing Units | 73 ( 6.2%) |
| Median Home Value | $277,688 |
| Average Home Value | $390,570 |
Housing Distribution
Address Breakdown
Residential
1,050
Single Family
1,036
Multi-Family
14
Businesses
24
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1966
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 46147, Jamestown, IN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,171 (100%) |
| Owner Occupied HU | 935 (79.8%) |
| Renter Occupied HU | 163 (13.9%) |
| Vacant Housing Units | 73 ( 6.2%) |
| Median Home Value | $277,688 |
| Average Home Value | $390,570 |
Housing Distribution
Address Breakdown
Residential
1,050
Single Family
1,036
Multi-Family
14
Businesses
24
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices