902 5th Ave SSaint JamesMN56081
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Rental property for sale in Saint James at 902 5th Ave S, Saint James, MN, 56081 generates $1,061/mo in rent and, after a $683/mo payment, leaves $190/mo in cash flow. Total monthly income is $1,061/mo, and annual cash flow is $2,276/yr on $46,244 invested. Return on cash invested sits at 24.83% in year one, and rental yield is 9.13% on a $139,500 entry. Equity gained on principal adds $900/yr, while 5% annual appreciation builds toward $38,541 over five years. Five-year ROI reaches 129.35% and total cumulative return in cash sums $59,817. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $1,061/mo property income rather than buyer’s personal income.
Single Family
Built in 1987
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56081, Saint James, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,704 (100%) |
| Owner Occupied HU | 1,805 (66.8%) |
| Renter Occupied HU | 671 (24.8%) |
| Vacant Housing Units | 228 ( 8.4%) |
| Median Home Value | $173,364 |
| Average Home Value | $216,896 |
Housing Distribution
Address Breakdown
Residential
2,449
Single Family
2,143
Multi-Family
306
Businesses
176
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Listed by: Gary Sturm • Mayberry Realty
Mls Name: RASM
Mls ID: #7038867