901 Rockwood CtSergeant BluffIA51054
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 901 Rockwood Ct, Sergeant Bluff, IA, 51054 in Sergeant Bluff. Priced at $439,500, it generates $4,106/mo in gross rent and $1,252/mo in net monthly cash flow, a 11.21% yield that comfortably supports the 1.97 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $15,025. Five-year appreciation: $121,426. Equity from principal paydown: $3,684/yr. Total projected cumulative return: $239,542.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.2% | 6.0% |
| Monthly Cash Flow | $1,252 | $300 |
City averages based on Sergeant Bluff market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $4,106 |
| Total Monthly Debt Service | $2,787 |
| DSCR Ratio | 1.47x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2009
0.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 51054, Sergeant Bluff, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,289 (100%) |
| Owner Occupied HU | 1,631 (71.3%) |
| Renter Occupied HU | 540 (23.6%) |
| Vacant Housing Units | 118 ( 5.2%) |
| Median Home Value | $315,902 |
| Average Home Value | $319,917 |
Housing Distribution
Address Breakdown
Residential
2,039
Single Family
2,039
Multi-Family
0
Businesses
146
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Northwest Iowa Regional BOR
Mls Provider:
Mls ID: #833878
