90 Tennessee StBuffaloNY14204
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowNot flashy, but dependably profitable, 90 Tennessee St, Buffalo, NY, 14204 in Buffalo is listed at $119,000 and delivers $1,217/mo in rent and $422/mo in net monthly cash flow. The 12.27% yield and 2.27 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $32,878 over five years, and $1,096/yr in principal reduction supplements cash return. Total projected cumulative return: $72,581.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.3% | 6.5% |
| Monthly Cash Flow | $422 | $450 |
City averages based on Buffalo market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,217 |
| Total Monthly Debt Service | $747 |
| DSCR Ratio | 1.63x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1900
2,500 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14204, Buffalo, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,445 (100%) |
| Owner Occupied HU | 1,338 (24.6%) |
| Renter Occupied HU | 3,397 (62.4%) |
| Vacant Housing Units | 710 (13.0%) |
| Median Home Value | $184,164 |
| Average Home Value | $255,113 |
Housing Distribution
Address Breakdown
Residential
4,636
Single Family
3,312
Multi-Family
1,324
Businesses
326
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1900
2,500 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14204, Buffalo, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,445 (100%) |
| Owner Occupied HU | 1,338 (24.6%) |
| Renter Occupied HU | 3,397 (62.4%) |
| Vacant Housing Units | 710 (13.0%) |
| Median Home Value | $184,164 |
| Average Home Value | $255,113 |
Housing Distribution
Address Breakdown
Residential
4,636
Single Family
3,312
Multi-Family
1,324
Businesses
326
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices