90 Dry Creek TrlEnnisMT59729
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 90 Dry Creek Trl, Ennis, MT, 59729 in Ennis. At $320,000 it earns $2,400/mo in rent and distributes $513/mo to the owner after the $1,439/mo payment, a consistent 9% yield. DSCR 1.67 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $88,410 in value; $2,947/yr in principal paydown compounds ownership stake. Total projected return: $153,980.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 6.2% |
| Monthly Cash Flow | $513 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,400 |
| Total Monthly Debt Service | $1,760 |
| DSCR Ratio | 1.36x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
6.41 Acres lot
$N/A/sqft
$200 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59729, Ennis, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,670 (100%) |
| Owner Occupied HU | 930 (55.7%) |
| Renter Occupied HU | 301 (18.0%) |
| Vacant Housing Units | 439 (26.3%) |
| Median Home Value | $483,190 |
| Average Home Value | $558,583 |
Housing Distribution
Address Breakdown
Residential
596
Single Family
596
Multi-Family
0
Businesses
212
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
6.41 Acres lot
$N/A/sqft
$200 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59729, Ennis, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,670 (100%) |
| Owner Occupied HU | 930 (55.7%) |
| Renter Occupied HU | 301 (18.0%) |
| Vacant Housing Units | 439 (26.3%) |
| Median Home Value | $483,190 |
| Average Home Value | $558,583 |
Housing Distribution
Address Breakdown
Residential
596
Single Family
596
Multi-Family
0
Businesses
212
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Dan Porter • Bozeman Brokers
Mls Name: Big Sky Country MLS
Mls ID: #396601
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.