90 County Road 1635CullmanAL35058








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Cullman at 90 County Road 1635, Cullman, AL, 35058 uses $39,747 cash to close to unlock $3,037/yr annual cash flow and $253/mo monthly cash flow. Total monthly income runs $930/mo, and a $587/mo payment keeps the spread at $253/mo. Purchase price stands at $119,900, and rental yield measures 9.31% with $930/mo rent. Return on cash invested shows 27.55% in year one, and 5% annual appreciation builds toward $33,126 over five years. Five-year ROI reaches 143.23% and total cumulative return in cash records $56,928. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $930/mo property income covering a $587/mo payment rather than investor’s personal income.
Manufactured
Built in N/A
0.75 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35058, Cullman, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,205 (100%) |
| Owner Occupied HU | 3,767 (72.4%) |
| Renter Occupied HU | 1,041 (20.0%) |
| Vacant Housing Units | 397 ( 7.6%) |
| Median Home Value | $237,469 |
| Average Home Value | $288,506 |
Housing Distribution
Address Breakdown
Residential
4,991
Single Family
4,991
Multi-Family
0
Businesses
321
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Listed by: Verna Stephens • Dream Key Real Estate, LLC
Mls Name: ValleyMLS
Mls Provider:
Mls ID: #21877122
Disclaimer: Properties marked with this icon are provided courtesy of the Valley MLS IDX Database. Some or all of the listings displayed may not belong to the firm whose website is being visited. All information provided is deemed reliable but is not guaranteed and should be independently verified. Copyright 2025 Valley MLS







