90 4th St, Midland City, AL, 36350 | 2.8% Rental Yield

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Midland City at 90 4th St, Midland City, AL, 36350 offers a 2.8% rental yield on a $540,000 purchase with $1,260/mo rent. 98% in year one. Equity gained on principal adds $3,485/yr while 5% annual appreciation supports $149,192 over five years. Portfolio math shows five-year ROI at 38.13% and total cumulative return in cash at $67,742. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $1,260/mo property income against a $2,643/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Multi Family

Built in 1974

N/A lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 36350, Midland City, AL area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	3,921 (100%)
Owner Occupied HU	2,450 (62.5%)
Renter Occupied HU	1,205 (30.7%)
Vacant Housing Units	266 ( 6.8%)
Median Home Value	$165,761
Average Home Value	$239,031