9 Troy StreetRichfordVT05476








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Richford at 9 Troy Street, Richford, VT, 05476 listed at $129,000 pairs $986/mo rent with a $631/mo payment to leave $128/mo cash flow. Total monthly income runs $986/mo, and annual cash flow reaches $1,538/yr on $42,764 cash to close. Return on cash invested measures 23.51% in year one, and rental yield registers 9.17% at a $129,000 basis. Equity gained on principal adds $832/yr, and annual property appreciation at 5% supports $35,640 by year five. Five-year ROI tracks 122.83% and total cumulative return in cash totals $52,525. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $986/mo property income relative to a $631/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).
Single Family
Built in 1920
2,614 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05476, Richford, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,433 (100%) |
| Owner Occupied HU | 920 (64.2%) |
| Renter Occupied HU | 339 (23.7%) |
| Vacant Housing Units | 174 (12.1%) |
| Median Home Value | $213,158 |
| Average Home Value | $251,370 |
Housing Distribution
Address Breakdown
Residential
1,279
Single Family
1,260
Multi-Family
19
Businesses
79
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