9 Silver Birch StCoatesvillePA19320
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayYield and appreciation often trade off, and at 9 Silver Birch St, Coatesville, PA, 19320 in Coatesville the bet is firmly on appreciation. Rental yield 4.48%. The 4.48% gross yield on a $578,900 price is below income-first thresholds, but 5%/yr value growth projects $159,939 in equity by year five. Ziffy Mortgage's non-U.S. DSCR mortgage (0.83) finances the acquisition on rental income alone. A larger down payment (30–35%) reduces monthly debt service and tightens the spread. Total projected cumulative return: $115,324.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 4.5% | 6.2% |
| Monthly Cash Flow | $(1,633) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,160 |
| Total Monthly Debt Service | $3,563 |
| DSCR Ratio | 0.61x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19320, Coatesville, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 22,187 (100%) |
| Owner Occupied HU | 15,251 (68.7%) |
| Renter Occupied HU | 5,646 (25.4%) |
| Vacant Housing Units | 1,290 ( 5.8%) |
| Median Home Value | $393,980 |
| Average Home Value | $447,074 |
Housing Distribution
Address Breakdown
Residential
20,408
Single Family
19,591
Multi-Family
817
Businesses
704
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19320, Coatesville, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 22,187 (100%) |
| Owner Occupied HU | 15,251 (68.7%) |
| Renter Occupied HU | 5,646 (25.4%) |
| Vacant Housing Units | 1,290 ( 5.8%) |
| Median Home Value | $393,980 |
| Average Home Value | $447,074 |
Housing Distribution
Address Breakdown
Residential
20,408
Single Family
19,591
Multi-Family
817
Businesses
704
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • Ryan Homes
Mls Name: Ryan Homes
Mls Provider:
Mls ID: #N/A