9 Pine LnNew OxfordPA17350
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 9 Pine Ln, New Oxford, PA, 17350 in New Oxford. At $249,900 it earns $1,922/mo in rent and distributes $285/mo to the owner after the $1,124/mo payment, a consistent 9.23% yield. DSCR 1.71 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $69,043 in value; $2,302/yr in principal paydown compounds ownership stake. Total projected return: $113,465.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 6.2% |
| Monthly Cash Flow | $285 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,922 |
| Total Monthly Debt Service | $1,538 |
| DSCR Ratio | 1.25x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1990
9,583 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17350, New Oxford, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,722 (100%) |
| Owner Occupied HU | 4,059 (70.9%) |
| Renter Occupied HU | 1,389 (24.3%) |
| Vacant Housing Units | 274 ( 4.8%) |
| Median Home Value | $309,203 |
| Average Home Value | $361,994 |
Housing Distribution
Address Breakdown
Residential
5,482
Single Family
4,993
Multi-Family
489
Businesses
278
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1990
9,583 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17350, New Oxford, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,722 (100%) |
| Owner Occupied HU | 4,059 (70.9%) |
| Renter Occupied HU | 1,389 (24.3%) |
| Vacant Housing Units | 274 ( 4.8%) |
| Median Home Value | $309,203 |
| Average Home Value | $361,994 |
Housing Distribution
Address Breakdown
Residential
5,482
Single Family
4,993
Multi-Family
489
Businesses
278
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Bright MLS
Mls ID: #PAAD2022470