9 Memorial AveFreedomCA95019
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingFor first-time U.S. investors or those diversifying conservatively, 9 Memorial Ave, Freedom, CA, 95019 in Freedom offers a clean, manageable entry. Rental yield 6.82%. DSCR 1.26 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $256,666 in additional property value over five years, with $8,556/yr in principal equity building ownership stake. Total projected cumulative return: $322,267.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.8% | 5.0% |
| Monthly Cash Flow | $(467) | $400 |
City averages based on Freedom market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,280 |
| Total Monthly Debt Service | $5,377 |
| DSCR Ratio | 0.98x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1943
5,400 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95019, Freedom, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,969 (100%) |
| Owner Occupied HU | 905 (46.0%) |
| Renter Occupied HU | 1,031 (52.4%) |
| Vacant Housing Units | 33 ( 1.7%) |
| Median Home Value | $585,792 |
| Average Home Value | $606,329 |
Housing Distribution
Address Breakdown
Residential
1,875
Single Family
1,602
Multi-Family
273
Businesses
373
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1943
5,400 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95019, Freedom, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,969 (100%) |
| Owner Occupied HU | 905 (46.0%) |
| Renter Occupied HU | 1,031 (52.4%) |
| Vacant Housing Units | 33 ( 1.7%) |
| Median Home Value | $585,792 |
| Average Home Value | $606,329 |
Housing Distribution
Address Breakdown
Residential
1,875
Single Family
1,602
Multi-Family
273
Businesses
373
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLSListings Inc
Mls ID: #ML82037036