9 Melody DrPoolerGA31322
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 9 Melody Dr, Pooler, GA, 31322 in Pooler is narrow, $60/mo net on $2,690/mo rent after the $1,798/mo debt service, but the property operates at break-even-plus, not a loss. At $399,900 with a 8.07% yield, the long-run equity case via 5% appreciation ($110,485 over five years) and $3,683/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.50 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $156,157.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 6.5% |
| Monthly Cash Flow | $60 | $300 |
City averages based on Pooler market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,690 |
| Total Monthly Debt Service | $2,471 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2011
7,492 sqft lot
$N/A/sqft
$495 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2011
7,492 sqft lot
$N/A/sqft
$495 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Chris S. Moncrief • luxSREE
Mls Name: Savannah Multi-List Corp
Mls Provider:
Mls ID: #SA332986
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.