9 Macarthur Pl UNIT 2102Santa AnaCA92707
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 9 Macarthur Pl UNIT 2102, Santa Ana, CA, 92707 in Santa Ana worth study. Rental yield 3.2%. The 3.2% gross yield is below cash-flow benchmarks at $1,335,375, but 5% annual appreciation, adding $368,939 over five years, frames this as a capital growth position. Rent of $3,558/mo partially offsets the $6,005/mo payment. Ziffy Mortgage finances appreciation-play properties (0.59 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $203,722.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.2% | 6.0% |
| Monthly Cash Flow | $(4,703) | $1,500 |
City averages based on Santa Ana market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,558 |
| Total Monthly Debt Service | $7,730 |
| DSCR Ratio | 0.46x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2008
3.06 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92707, Santa Ana, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,900 (100%) |
| Owner Occupied HU | 6,942 (49.9%) |
| Renter Occupied HU | 6,562 (47.2%) |
| Vacant Housing Units | 396 ( 2.8%) |
| Median Home Value | $684,761 |
| Average Home Value | $765,144 |
Housing Distribution
Address Breakdown
Residential
13,717
Single Family
10,662
Multi-Family
3,055
Businesses
1,422
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2008
3.06 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92707, Santa Ana, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,900 (100%) |
| Owner Occupied HU | 6,942 (49.9%) |
| Renter Occupied HU | 6,562 (47.2%) |
| Vacant Housing Units | 396 ( 2.8%) |
| Median Home Value | $684,761 |
| Average Home Value | $765,144 |
Housing Distribution
Address Breakdown
Residential
13,717
Single Family
10,662
Multi-Family
3,055
Businesses
1,422
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Erin O'Connor • Polaris Pacific
Mls Name: CRMLS
Mls ID: #OC25195695