9 Depot StMonroeMA01350
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 9 Depot St, Monroe, MA, 01350 in Monroe is narrow, $166/mo net on $866/mo rent after the $499/mo debt service, but the property operates at break-even-plus, not a loss. At $111,000 with a 9.36% yield, the long-run equity case via 5% appreciation ($30,667 over five years) and $1,022/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.74 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $52,878.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 5.0% |
| Monthly Cash Flow | $166 | $1,200 |
City averages based on Monroe market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $866 |
| Total Monthly Debt Service | $655 |
| DSCR Ratio | 1.32x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1890
0.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01350, Monroe Bridge, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 55 (100%) |
| Owner Occupied HU | 32 (58.2%) |
| Renter Occupied HU | 7 (12.7%) |
| Vacant Housing Units | 16 (29.1%) |
| Median Home Value | $345,455 |
| Average Home Value | $344,766 |
Housing Distribution
Address Breakdown
Residential
27
Single Family
27
Multi-Family
0
Businesses
6
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1890
0.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01350, Monroe Bridge, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 55 (100%) |
| Owner Occupied HU | 32 (58.2%) |
| Renter Occupied HU | 7 (12.7%) |
| Vacant Housing Units | 16 (29.1%) |
| Median Home Value | $345,455 |
| Average Home Value | $344,766 |
Housing Distribution
Address Breakdown
Residential
27
Single Family
27
Multi-Family
0
Businesses
6
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: BCMLS
Mls ID: #248892