9 Cedarbrook #ASwanseaMA02777
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 9 Cedarbrook #A, Swansea, MA, 02777 in Swansea at $484,900, 5.05% gross yield, is a market-growth asset. Rental yield 5.05%. The $2,040/mo rent partially funds the $2,180/mo debt service; the core return is the 5%/yr price growth projected to add $133,969 over five years. Ziffy Mortgage's DSCR mortgage (0.94) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $118,777.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.1% | 5.1% |
| Monthly Cash Flow | $(1,266) | $350 |
City averages based on Swansea market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,040 |
| Total Monthly Debt Service | $2,863 |
| DSCR Ratio | 0.71x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02777, Swansea, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,033 (100%) |
| Owner Occupied HU | 5,771 (82.1%) |
| Renter Occupied HU | 1,057 (15.0%) |
| Vacant Housing Units | 205 ( 2.9%) |
| Median Home Value | $541,860 |
| Average Home Value | $545,753 |
Housing Distribution
Address Breakdown
Residential
6,748
Single Family
6,559
Multi-Family
189
Businesses
548
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02777, Swansea, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,033 (100%) |
| Owner Occupied HU | 5,771 (82.1%) |
| Renter Occupied HU | 1,057 (15.0%) |
| Vacant Housing Units | 205 ( 2.9%) |
| Median Home Value | $541,860 |
| Average Home Value | $545,753 |
Housing Distribution
Address Breakdown
Residential
6,748
Single Family
6,559
Multi-Family
189
Businesses
548
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Gary Rogers • RE/MAX On the Charles
Mls Name: MLS PIN
Mls ID: #73479340