9 Bells Neck Road APT 5West HarwichMA02671
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 9 Bells Neck Road APT 5, West Harwich, MA, 02671 in West Harwich speaks for itself: 10.7% gross on a $290,000 price, generating $2,586/mo in rent and $641/mo in net income after the $1,304/mo debt service. DSCR 1.98, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $7,694 stacks alongside $80,122 in projected five-year appreciation and $2,671/yr in principal reduction. Projected total cumulative return: $158,912.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.7% | 6.5% |
| Monthly Cash Flow | $641 | $850 |
City averages based on West Harwich market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,586 |
| Total Monthly Debt Service | $1,712 |
| DSCR Ratio | 1.51x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1955
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02671, West Harwich, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,637 (100%) |
| Owner Occupied HU | 471 (28.8%) |
| Renter Occupied HU | 140 ( 8.6%) |
| Vacant Housing Units | 1,026 (62.7%) |
| Median Home Value | $1,022,727 |
| Average Home Value | $1,144,559 |
Housing Distribution
Address Breakdown
Residential
790
Single Family
633
Multi-Family
157
Businesses
65
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1955
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02671, West Harwich, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,637 (100%) |
| Owner Occupied HU | 471 (28.8%) |
| Renter Occupied HU | 140 ( 8.6%) |
| Vacant Housing Units | 1,026 (62.7%) |
| Median Home Value | $1,022,727 |
| Average Home Value | $1,144,559 |
Housing Distribution
Address Breakdown
Residential
790
Single Family
633
Multi-Family
157
Businesses
65
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: CCIMLS
Mls ID: #22603338