9 Alsace AveTemplePA19560
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 9 Alsace Ave, Temple, PA, 19560 in Temple. Rental yield 4.16%. At $449,900 with 4.16% gross yield, current distributions are modest, but the 5% appreciation rate projects $124,299 in new equity by year five, complemented by $4,144/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.77) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $81,987.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 4.2% | 6.2% |
| Monthly Cash Flow | $(1,388) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,560 |
| Total Monthly Debt Service | $2,769 |
| DSCR Ratio | 0.56x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1965
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19560, Temple, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,587 (100%) |
| Owner Occupied HU | 2,663 (74.2%) |
| Renter Occupied HU | 795 (22.2%) |
| Vacant Housing Units | 129 ( 3.6%) |
| Median Home Value | $245,434 |
| Average Home Value | $286,825 |
Housing Distribution
Address Breakdown
Residential
3,709
Single Family
3,649
Multi-Family
60
Businesses
281
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1965
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19560, Temple, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,587 (100%) |
| Owner Occupied HU | 2,663 (74.2%) |
| Renter Occupied HU | 795 (22.2%) |
| Vacant Housing Units | 129 ( 3.6%) |
| Median Home Value | $245,434 |
| Average Home Value | $286,825 |
Housing Distribution
Address Breakdown
Residential
3,709
Single Family
3,649
Multi-Family
60
Businesses
281
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Bright MLS
Mls ID: #PABK2070188