8955 Munsey RdCantilCA93519
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeAt $120,000, 8955 Munsey Rd, Cantil, CA, 93519 in Cantil generates $932/mo in rent (9.32% yield) but nets only $190/mo after debt service. The spread is thin, manageable for investors comfortable with low-margin holds who are buying into the 5% annual appreciation thesis. Ziffy Mortgage's DSCR loan (1.73) allows non-U.S. residents to acquire without personal income checks. A larger down payment reduces the monthly debt load and widens the margin. Five-year appreciation: $33,154. Total projected return: $57,669.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 5.5% |
| Monthly Cash Flow | $190 | $1,200 |
City averages based on Cantil market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $932 |
| Total Monthly Debt Service | $695 |
| DSCR Ratio | 1.34x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1976
2.55 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93519, Cantil, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 71 (100%) |
| Owner Occupied HU | 33 (46.5%) |
| Renter Occupied HU | 6 ( 8.5%) |
| Vacant Housing Units | 32 (45.1%) |
| Median Home Value | $403,125 |
| Average Home Value | $264,167 |
Housing Distribution
Address Breakdown
Residential
0
Single Family
0
Multi-Family
0
Businesses
0
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1976
2.55 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93519, Cantil, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 71 (100%) |
| Owner Occupied HU | 33 (46.5%) |
| Renter Occupied HU | 6 ( 8.5%) |
| Vacant Housing Units | 32 (45.1%) |
| Median Home Value | $403,125 |
| Average Home Value | $264,167 |
Housing Distribution
Address Breakdown
Residential
0
Single Family
0
Multi-Family
0
Businesses
0
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Alma Diaz • Homestead Real Estate
Mls Name: Bakersfield AOR
Mls ID: #202511511