8954 Robinson Creek RdVirgieKY41572
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowReliable, bankable, and well-priced, 8954 Robinson Creek Rd, Virgie, KY, 41572 in Virgie delivers $1,213/mo in gross rent and $364/mo in net monthly income at a $139,500 entry. The 10.44% yield and 1.93 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $38,541 over five years and $1,285/yr in equity from loan paydown, total projected return is $76,276.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.4% | 7.0% |
| Monthly Cash Flow | $364 | $350 |
City averages based on Virgie market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,213 |
| Total Monthly Debt Service | $794 |
| DSCR Ratio | 1.53x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1991
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41572, Virgie, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,654 (100%) |
| Owner Occupied HU | 1,198 (72.4%) |
| Renter Occupied HU | 209 (12.6%) |
| Vacant Housing Units | 247 (14.9%) |
| Median Home Value | $123,958 |
| Average Home Value | $141,227 |
Housing Distribution
Address Breakdown
Residential
1,397
Single Family
1,396
Multi-Family
1
Businesses
28
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1991
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41572, Virgie, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,654 (100%) |
| Owner Occupied HU | 1,198 (72.4%) |
| Renter Occupied HU | 209 (12.6%) |
| Vacant Housing Units | 247 (14.9%) |
| Median Home Value | $123,958 |
| Average Home Value | $141,227 |
Housing Distribution
Address Breakdown
Residential
1,397
Single Family
1,396
Multi-Family
1
Businesses
28
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Randy Newsome • United Real Estate Bluegrass
Mls Name: Imagine MLS
Mls Provider:
Mls ID: #25007742
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.