8954 Edna StSaint LouisMO63147
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 8954 Edna St, Saint Louis, MO, 63147 in Saint Louis speaks for itself: 12.78% gross on a $160,000 price, generating $1,704/mo in rent and $708/mo in net income after the $719/mo debt service. DSCR 2.37, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $8,491 stacks alongside $44,205 in projected five-year appreciation and $1,474/yr in principal reduction. Projected total cumulative return: $106,264.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.8% | 7.8% |
| Monthly Cash Flow | $708 | $450 |
City averages based on Saint Louis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,704 |
| Total Monthly Debt Service | $933 |
| DSCR Ratio | 1.83x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1953
6,603 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63147, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,180 (100%) |
| Owner Occupied HU | 1,818 (43.5%) |
| Renter Occupied HU | 1,483 (35.5%) |
| Vacant Housing Units | 879 (21.0%) |
| Median Home Value | $91,124 |
| Average Home Value | $122,100 |
Housing Distribution
Address Breakdown
Residential
3,705
Single Family
3,238
Multi-Family
467
Businesses
394
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1953
6,603 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63147, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,180 (100%) |
| Owner Occupied HU | 1,818 (43.5%) |
| Renter Occupied HU | 1,483 (35.5%) |
| Vacant Housing Units | 879 (21.0%) |
| Median Home Value | $91,124 |
| Average Home Value | $122,100 |
Housing Distribution
Address Breakdown
Residential
3,705
Single Family
3,238
Multi-Family
467
Businesses
394
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Casey Milton • Worth Clark Realty
Mls Name: MARIS
Mls ID: #25063147