8950 Hwy 116ForestvilleCA95436
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play8950 Hwy 116, Forestville, CA, 95436 in Forestville is priced for appreciation, not yield. Rental yield 3.23%. At $1,695,000 with a 3.23% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $468,297 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.60) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $261,442.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.2% | 6.5% |
| Monthly Cash Flow | $(5,924) | $1,500 |
City averages based on Forestville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,561 |
| Total Monthly Debt Service | $9,811 |
| DSCR Ratio | 0.46x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1999
61.38 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95436, Forestville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,800 (100%) |
| Owner Occupied HU | 1,739 (62.1%) |
| Renter Occupied HU | 593 (21.2%) |
| Vacant Housing Units | 468 (16.7%) |
| Median Home Value | $843,133 |
| Average Home Value | $931,157 |
Housing Distribution
Address Breakdown
Residential
2,409
Single Family
2,407
Multi-Family
2
Businesses
191
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1999
61.38 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95436, Forestville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,800 (100%) |
| Owner Occupied HU | 1,739 (62.1%) |
| Renter Occupied HU | 593 (21.2%) |
| Vacant Housing Units | 468 (16.7%) |
| Median Home Value | $843,133 |
| Average Home Value | $931,157 |
Housing Distribution
Address Breakdown
Residential
2,409
Single Family
2,407
Multi-Family
2
Businesses
191
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: BAREIS
Mls ID: #326028262