8936 E Yavapai RdPrescott ValleyAZ86314
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayYield and appreciation often trade off, and at 8936 E Yavapai Rd, Prescott Valley, AZ, 86314 in Prescott Valley the bet is firmly on appreciation. Rental yield 4.1%. The 4.1% gross yield on a $660,000 price is below income-first thresholds, but 5%/yr value growth projects $182,346 in equity by year five. Ziffy Mortgage's non-U.S. DSCR mortgage (0.76) finances the acquisition on rental income alone. A larger down payment (30–35%) reduces monthly debt service and tightens the spread. Total projected cumulative return: $143,503.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.1% | 6.0% |
| Monthly Cash Flow | $(1,647) | $300 |
City averages based on Prescott Valley market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,255 |
| Total Monthly Debt Service | $3,639 |
| DSCR Ratio | 0.62x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 2019
0.41 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 86314, Prescott Valley, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,275 (100%) |
| Owner Occupied HU | 12,083 (66.1%) |
| Renter Occupied HU | 5,250 (28.7%) |
| Vacant Housing Units | 942 ( 5.2%) |
| Median Home Value | $414,474 |
| Average Home Value | $442,137 |
Housing Distribution
Address Breakdown
Residential
18,295
Single Family
16,093
Multi-Family
2,202
Businesses
1,147
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 2019
0.41 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 86314, Prescott Valley, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,275 (100%) |
| Owner Occupied HU | 12,083 (66.1%) |
| Renter Occupied HU | 5,250 (28.7%) |
| Vacant Housing Units | 942 ( 5.2%) |
| Median Home Value | $414,474 |
| Average Home Value | $442,137 |
Housing Distribution
Address Breakdown
Residential
18,295
Single Family
16,093
Multi-Family
2,202
Businesses
1,147
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Wade S Crandell • CMA Realty
Mls Name: PAAR
Mls Provider:
Mls ID: #1069369
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.