893 Old 441 SClaytonGA30525
INVESTMENT ANALYSIS
Investment Verdict
Solid Income893 Old 441 S, Clayton, GA, 30525 in Clayton is a solid income-producing rental, 9.77% gross yield, $2,726/mo rent, $688/mo net cash flow on a $335,000 buy. DSCR 1.81 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $92,554 and $3,085/yr in principal reduction project a total cumulative return of $171,109.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.8% | 7.0% |
| Monthly Cash Flow | $688 | $1,200 |
City averages based on Clayton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,726 |
| Total Monthly Debt Service | $1,906 |
| DSCR Ratio | 1.43x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1980
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30525, Clayton, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,758 (100%) |
| Owner Occupied HU | 2,979 (51.7%) |
| Renter Occupied HU | 970 (16.8%) |
| Vacant Housing Units | 1,809 (31.4%) |
| Median Home Value | $329,000 |
| Average Home Value | $449,994 |
Housing Distribution
Address Breakdown
Residential
4,360
Single Family
4,227
Multi-Family
133
Businesses
577
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1980
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30525, Clayton, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,758 (100%) |
| Owner Occupied HU | 2,979 (51.7%) |
| Renter Occupied HU | 970 (16.8%) |
| Vacant Housing Units | 1,809 (31.4%) |
| Median Home Value | $329,000 |
| Average Home Value | $449,994 |
Housing Distribution
Address Breakdown
Residential
4,360
Single Family
4,227
Multi-Family
133
Businesses
577
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices