893 County Road 754BelleMO65013
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 893 County Road 754, Belle, MO, 65013 in Belle worth study. Rental yield 3.21%. The 3.21% gross yield is below cash-flow benchmarks at $443,000, but 5% annual appreciation, adding $122,393 over five years, frames this as a capital growth position. Rent of $1,187/mo partially offsets the $1,992/mo payment. Ziffy Mortgage finances appreciation-play properties (0.60 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $66,942.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 3.2% | 6.2% |
| Monthly Cash Flow | $(1,572) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,187 |
| Total Monthly Debt Service | $2,583 |
| DSCR Ratio | 0.46x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2002
15.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65013, Belle, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,743 (100%) |
| Owner Occupied HU | 1,054 (60.5%) |
| Renter Occupied HU | 383 (22.0%) |
| Vacant Housing Units | 306 (17.6%) |
| Median Home Value | $225,217 |
| Average Home Value | $454,016 |
Housing Distribution
Address Breakdown
Residential
1,015
Single Family
1,000
Multi-Family
15
Businesses
70
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2002
15.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65013, Belle, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,743 (100%) |
| Owner Occupied HU | 1,054 (60.5%) |
| Renter Occupied HU | 383 (22.0%) |
| Vacant Housing Units | 306 (17.6%) |
| Median Home Value | $225,217 |
| Average Home Value | $454,016 |
Housing Distribution
Address Breakdown
Residential
1,015
Single Family
1,000
Multi-Family
15
Businesses
70
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Erica Smith • Erica Smith Realty Group LLC
Mls Name: JCMLS
Mls Provider:
Mls ID: #10069960
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.