8924 E Kinney RdBranchMI49402
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 8924 E Kinney Rd, Branch, MI, 49402 in Branch at $209,000 earns $1,468/mo in rent and nets $90/mo after the $940/mo payment, a 8.43% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $57,743 over five years. Ziffy Mortgage underwrites this on a 1.56 DSCR without U.S. credit history. With $1,925/yr in principal paydown, total projected return reaches $85,406.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 6.3% |
| Monthly Cash Flow | $90 | $950 |
City averages based on Branch market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,468 |
| Total Monthly Debt Service | $1,295 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2005
2.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 49402, Branch, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,605 (100%) |
| Owner Occupied HU | 706 (44.0%) |
| Renter Occupied HU | 98 ( 6.1%) |
| Vacant Housing Units | 801 (49.9%) |
| Median Home Value | $195,000 |
| Average Home Value | $228,938 |
Housing Distribution
Address Breakdown
Residential
724
Single Family
724
Multi-Family
0
Businesses
14
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2005
2.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 49402, Branch, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,605 (100%) |
| Owner Occupied HU | 706 (44.0%) |
| Renter Occupied HU | 98 ( 6.1%) |
| Vacant Housing Units | 801 (49.9%) |
| Median Home Value | $195,000 |
| Average Home Value | $228,938 |
Housing Distribution
Address Breakdown
Residential
724
Single Family
724
Multi-Family
0
Businesses
14
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
