8923 E Gateway HtsSaint LouisMO63144
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 8923 E Gateway Hts, Saint Louis, MO, 63144 in Saint Louis speaks for itself: 11.69% gross on a $580,000 price, generating $5,651/mo in rent and $1,724/mo in net income after the $2,750/mo debt service. DSCR 2.05, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $20,684 stacks alongside $160,243 in projected five-year appreciation and $4,862/yr in principal reduction. Projected total cumulative return: $340,352.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.7% | 7.8% |
| Monthly Cash Flow | $1,724 | $450 |
City averages based on Saint Louis market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $5,651 |
| Total Monthly Debt Service | $3,523 |
| DSCR Ratio | 1.60x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
1,298 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63144, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,201 (100%) |
| Owner Occupied HU | 3,120 (60.0%) |
| Renter Occupied HU | 1,716 (33.0%) |
| Vacant Housing Units | 365 ( 7.0%) |
| Median Home Value | $347,368 |
| Average Home Value | $434,410 |
Housing Distribution
Address Breakdown
Residential
4,993
Single Family
4,141
Multi-Family
852
Businesses
840
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MARIS
Mls Provider:
Mls ID: #26058836
